I have one crore Indian rupees at the age of 30, not married, and have a house, but with no stable job. What will be the best options for me? Should I go for a job for 10 years and retire?

I have one crore Indian rupees at the age of 30, not married, and have a house, but with no stable job. What will be the best options for me? Should I go for a job for 10 years and retire?

Please note that Rs 1 Cr is NOT a lot of money today in 2025.

Do a job for as many years as possible and accumulate as much Retirement Corpus as possible, as life expectancy now is 85+ of educated & reasonably wealthy couples.

Do not think of retiring early.

Retiring Early at 30+10 = 40 is a bad idea, even if a person has a lot of money.

You will be job-less = work-less = with almost empty mind for 40+ years after 40, which would lead to unexpected Financial Health, Physical Health and Mental Health issues.

Consult your CA 10 years before your plan to retire, as retiring early requires substantial amount of Financial Planning.

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